Philadelphia’s active lifestyle and historic scenery make it a cyclists’ favorite. However, as the popularity of bicycles rises, so does the number of accidents.
When a bicycle accident occurs, knowing what to avoid can be as crucial as knowing what to do. Working with knowledgeable Philadelphia bicycle accident attorneys can make a significant difference. These professionals are there to help accident victims avoid costly mistakes and navigate the legal process with confidence.
In this guide, a top Philadelphia bicycle accident lawyer shares five common mistakes that victims must not make.
Don’t Ignore Medical Attention
According to the Centers for Disease Control and Prevention (CDC), nearly 130,000 bicycle-related injuries are recorded annually in the U.S. This highlights the importance of a prompt medical check after an accident.
Bicycle accident victims sometimes may feel fine right after a crash, especially if they have no visible injuries. However, injuries can be internal or develop in the hours and days following the accident.
Ignoring medical attention may worsen injuries and weaken any legal claim you might have, as insurance companies often look at medical records to confirm the extent of injuries.
Here’s why medical attention is crucial:
- It creates a medical record linking your injuries to the accident.
- Protects long-term health by identifying issues that may worsen over time.
- Strengthens your insurance claim as it shows the accident’s immediate impact on your health.
Don’t Admit Fault
After an accident, it’s natural to feel shaken, and sometimes people apologize instinctively. However, it’s crucial not to admit fault. Even if you feel you may be partially responsible, don’t make statements implying fault or apology, as they may be used against you later.
Traffic laws vary, and it’s often difficult to determine full liability at the scene. Wait for an official investigation and consult a lawyer before making any statements.
Don’t Speak to Insurance Companies Without a Lawyer
After a bicycle accident, victims may be contacted by insurance adjusters who seem eager to help. However, insurance companies always prioritize their bottom line. Speaking directly to an adjuster without a lawyer’s help can be risky, as they might use your words against you to reduce or deny your claim.
A lawyer, on the other hand, can handle communications, negotiate on your behalf, and ensure you’re fairly compensated for injuries and other losses. If contacted by insurance adjusters, politely decline to discuss details until you’ve consulted with a Philadelphia bicycle accident attorney.
Don’t Accept the First Settlement Offer
Victims in need of quick financial relief for medical bills or bike repairs may feel tempted to accept the first settlement offer. However, these initial offers are usually low and may not cover all your costs. An experienced attorney can help you evaluate if the offer includes full compensation for medical expenses, lost wages, and other damages like pain and suffering. Accepting quick compensation can lead to out-of-pocket expenses later if additional costs arise from the accident.
Don’t Post Accident-Related Information on Social Media
After an accident, it’s best to avoid posting on social media. Posts about your accident, injuries, or even daily activities can harm your case. Insurance companies and defense lawyers often review social media accounts to find evidence that contradicts injury claims.
For instance, a post showing you out with friends could be used to downplay your injuries or pain. To protect your claim, refrain from posting anything that might be misinterpreted or taken out of context.
Conclusion
If you’ve been in a bicycle accident in Philadelphia, understanding what to avoid is essential. From avoiding blame to staying away from social media, these steps can help protect your case.
Above all, consider consulting a Philadelphia bicycle accident lawyer who can guide you through the process. They can ensure that your rights are upheld and that you get the compensation you deserve.
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