Should You Sue After A Car Injury? It Depends!

You bought a brand-new car with the money you saved up for months. But unfortunately, someone else’s reckless driving caused you to get into an accident. So, should you sue after a car injury? 

Sometimes it is not worth suing, especially when no one was harmed. In that case, you can just let insurance take care of it. However, in some cases, it is indicative that you sue.

If there has been measurable harm to your health, professional life, or lifestyle, then you may have a valid claim. It is always a good idea to discuss it with an attorney beforehand.

When Should You Sue After A Car Injury? 

Unfortunately, a lot of us have been there. You get into a car accident that causes you physical harm. And not to mention your car is damaged. What should you do? The first instinct is to get them to court.

The idea behind this is, of course, to get as much payment for all the damage as possible. Well, hold your horses a bit. Here is the thing; you do not need to sue after every car injury or accident.

The fact of the matter is that not every incident will require you to file a personal injury lawsuit. Let’s look at the nuances. If you think you have a valid claim, then it is important to take legal action. Our skilled Lytal, Reiter, Smith, Ivey, & Fronrath LLP attorneys will help you in this regard.

But in some cases, suing is not necessary. This is especially true if you and the other party were not harmed in the incident. Moreover, if they have insurance, the insurance company will pay you for the damage.

There are, of course, instances where legal action is warranted. You can file an injury claim for three main reasons:

• Suffering Serious Injury

If you have suffered a serious injury in the accident, this can give you strong grounds to file a claim. However, we always advise that you talk with an attorney first. Our highly-trained and experienced attorneys will go through your report and assess whether you have a valid and strong claim or not.

Another very valid claim is when someone you know has died during the incident.  The lawsuit process can become very complex as more and more parties get involved.

• Injuries Affecting the Quality of Your Life

If you are experiencing degradation in the quality of life because of the incident, then it is also worth talking with an attorney about filing a claim. Loss of quality of life can be a bit tricky to justify. But they sure do matter.

Say you like to go on hiking trips. But after the accident, you are unable to hike due to injuries. This will cause you some remorse and a loss of joy. This can be a very valid ground for suing and can warrant compensation to you.

• Unable to Work or Make a Living

In very unfortunate cases, sometimes an accident can be so severe that it may leave someone immobilized for life. This is not only a blow to your finances (since you are not earning an income), but it can also be damaging to your social reputation. 

Maybe you even enjoy your work a lot. And that brings you joy. If you are not able to work after a car injury, you can talk with an attorney about the options for making a claim.

• Insurance Claim Was Denied or Offered a Low Settlement

Making an insurance claim may not always go as planned.You might be offered an insultingly low settlement. Or your claim may be outright rejected by the insurance company. If you believe you have a valid claim, then you may sue. 

Having well-versed lawyers in this case will help you traverse this tricky situation. Compensation should cover all costs all-around. This includes documentation costs, medical bills, and more.

How Long Should You Wait After an Incident?

As expert attorneys who have helped many clients get their deserved compensation, we have come across many cases where the claim was brought to us much later after the incident. There is a specific time limit within which you need to make a personal injury claim. 

Otherwise, your claim will not be considered. Different states have different rules for the period. In the states of Louisiana and Tennessee, it is 1 year. Alabama or Alaska, however, have a 2-year buffer. Florida has 4 years and so on. Texas, on the other hand, is also 2 years.

 The general idea here is to sue promptly the moment you have reason to believe you have a valid claim—our attorneys can help you with that. 

Wrapping Up

So, should you sue after a car injury? It depends! This is why having someone like a lawyer at Lytal, Reiter, Smith, Ivey, & Fronrath LLP is so valuable. Our attorneys will consider this financial loss when preparing a claim on your behalf. We make sure all our clients get the compensation they deserve.