Car accidents may be mild or severe and may cause serious injuries or death. The death of a loved one can be devastating, especially if it’s sudden and due to a car accident caused by a reckless driver. The death of a loved one can leave you with an added financial burden due to medical expenses, funeral and burial costs, and more.
While there’s nothing you can do to bring them back or stop the grief, you should know you have legal rights that provide for financial recovery against those responsible for your loved one’s death. below are the steps to take if a loved one is killed in a car accident.
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Hire a wrongful death lawyer
If your loved one dies in an at-fault car accident, it’s only fair for the family to receive compensation. Considering the complexities associated with a car accident case, hiring a wrongful death lawyer would be a good idea. This is because they’ll do whatever they can to ensure you get justice plus fair compensation. A competent and reliable lawyer will also advise you on what you should or shouldn’t do/ say during the proceedings.
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Gather evidence
For a compensation claim to be successful, you need compelling evidence. Photographs from the crash scene, the dashcam footage, and eyewitness statements can contribute towards strengthening your claim. Since the burden of proof lies with you, getting police reports and medical records will make your case stronger. Since you may gather the evidence before hiring an attorney, keep it intact to avoid contamination, so it remains relevant.
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Document all the expenses and other costs
Any costs arising from the wrongful death of a loved one, such as medical and funeral bills, should clearly be outlined and documented. If the deceased contributed to your household’s finances, collect all the documents to prove lost wages or financial support. These documents come in handy when determining the accident settlement.
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Notify the insurance company
Insurance companies are in the business of making profits; that’s why you should mind what you say to them as they may use it against you to deny your claim or offer you a lower settlement. The best would be to involve a wrongful death lawyer from the beginning so they can notify the at-fault driver’s insurance company on your behalf. Your attorney can also inform your loved one’s insurance company. Avoid answering any questions from both insurers in the absence of your lawyer or their guidance.
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Avoid out of court settlements
Settling a case out of court, especially on behalf of a loved one, can be a difficult decision. You may be tempted to go for quick cash to avoid the lengthy court process, but it may not be worth it. However, if you decide to take that route, consult your attorney to help make the right choice. They will explain the rights and options you have to negotiate fair compensation. Considering that some lawyers may be quick to accept the settlement, conduct your research before hiring them to ensure they’re reliable and reputable.
Endnote
Losing a loved one in a car accident is devastating and emotionally draining. However, it would be best if you recollected yourself and soldiered on to fight for your legal rights. Use the above tips for guidance and reference.
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