What is more important than securing the future of your loved ones right?
But have you thought about whether or not you are choosing the right insurance company?
If not then fret not as this post will tell you all about the best life insurance company in the USA.
What Is The Best Life Insurance Company In The USA?
It is a good thing that you asked this question and the answer is Banner Life Insurance.
Why Banner Insurance Is The Best Life Insurance?
The reasons are as follows:-
It Has The Maximum Reach And A Plethora Of Policy Options
Well, for starters the company is one of the very few insurance companies in the USA that has a reach in all the states in the nation except the state of New York. Secondly, it offers a multitude of insurance plan options that include both terms as well as universal life insurance policies.
The Tenure Period For Term Life Insurance Is Forty Years
Furthermore, the term life insurance policies offered by the company have tenure periods that can last for up to forty years!
Sure there are insurance companies that offer term life insurance policies with a tenure period spanning for thirty years but Banner is one of the few insurance companies in the USA that offers a forty-year-long tenure period.
The Claims Are Approved And Cleared Within A Single Business Day
Insurance companies in the USA often suffer from a poor reputation due to their inability to clear and approve claims in the shortest time.
This is not the case with Banner Life Insurance as the company not only approves claims but at the same time, tread the extra mile needed to ensure that claim amounts are credited in the bank accounts of a policyholder within a single business day.
For your information, as per company records, more than ninety percent of the claims in 2020 were approved by the insurance company within a single business day – now that is a record that is hard to break!
It Offers ADB (Or Accelerated Death Benefit) – (Terms And Conditions Apply)
All the terms as well as the universal life insurance policies offered by Banner Life come with ADB or Accelerated Death Benefit as default and that too without the burden of additional costs.
What Is ADB?
Well, according to the information shared on the official website of Banner Life, ADB allows you to take out seventy-five percent of the death benefit amount that comes with your insurance policy before your death.
The applicable condition is that you would need to be diagnosed with a life-threatening or terminal illness like cancer and your doctors have given you less than a year to live.
The Overall Customer Service Is Immaculate!
Insurance companies also suffer from a negative reputation if they are unable to address the queries or grievances of their customers on time. This is not the case with Banner Life as the insurance company not only allows its customers to directly communicate with the members of its dedicated customer service cell via phone calls and emails but also through online chatting systems.
Hence, it is evident by now that Banner is the best insurance company in the USA, and choosing them for all your insurance needs will not be a bad idea. Get in touch with the firm for more details.
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